Adoption costs are so variable. International adoption can be especially expensive, not only because of the agency expenses and the country’s fees, but travel is also expensive.  When one understands how the breakdown happens and all the people involved in the adoption of just one individual, it is easier to accept the huge expense associated with international adoption.  When using an agency, often the breakdown is shared with adoptive parents. Fundraising, grants and help from friends and family will make it possible for those hoping to adopt internationally.  Loans are also available specific to adoption from corporations and banks.