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Hi,
For our home study, we needed to gather all our financial documents, including any loan and mortgage balances, recent bank statements, stock statements, 401K, credit card balances, paycheck stubs, tax returns for the previous year, etc. We also needed to provide info on our insurance coverage and have a copy of our marriage license and driver's licenses. Our agency also did background checks on both of us. Our agency's fee for the home study was $1,500.
Prior to the study, we both completed autobiographies on our lives and backgrounds. Our agency gave us a list of questions to adddress in our autobiographies. Some of the topics we covered were our thoughts on adoption and child rearing, our childhood memories, how we met, info on our families, etc.
I also cleaned the house like crazy and was nervous about the home study. It turned out not to be a big deal. Our social worker was very friendly and not intimidating at all. She really put our minds at ease! Just remember that this is not a test, they just want to know more about you to see what type of parents you'll be. :)
Good luck to you in your adoption journey!