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Your ' GodDaughter ' has both Parents living and able to care for her.
Adoption is going to be a ' tough alternative. '
I am curious as to why they gave you Adoption as an alternative or what other options did they give or are you exploring please??
I would consider putting your Benefits in a Trust in your ' GodDaughter's ' name, or other type of entitlement for her.
That is an extremely beautiful and beyond ' stellar ' gesture of what you intend to do as well also!!!