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we are in this situation. the bottom line is you can not receive more money than your agreement calls for. so say our child X gets 700 a month. say they qualify for ssi benefits for 250, then the adoption assistance check is lowered to 450 so that the total amount is still 700. i hate dealing with the ssi. it is a PAIN. every year i have to fill out a paper saying how i spent the money, it has to be directly deposited into an account with some weird title (the bank had to help me), and every year when the ssi benefits go up, then my adoption benefits go down. every year i report it, they never change the adoption amount, and then 2 years later at the reassessment my adoption amount goes down, and i have to repay the overpayment. lol. it is a mess. it all works out in the wash, but it is a headache. whatever you do, don't cash the ssi checks without talking to your worker.