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Just wanted to say that I hope everything works out well for you, either way you decide. BUT, if this is just because of your age, I would encourage you to go for it! My parents were super young when they had me, but my grandparents on both sides had been "older" (50+) when my parents were born. They had a wisdom and maturity in how they raised my parents that they were able to pass down to me, although they were both not even 20 yet when I was born. My mom and dad are both wise beyond their years, and to this day will both tell you they are so thankful their parents were willing to invest so much in them, even though they were ALMOST to retirement and then "started over".... :)