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That's what kills me the most about this wait for our second daughter from China.....I lost my adoption credit with my work (it used to be $5,000 when we started this wait, and now it's also possible to lose the adoption credit with the IRS when we finalized in 2013 or 2014 (I HOPE), and we are possibly losing these credits to no fault of our own. Too bad the tax credit can't be ongoing in smaller increments, for money put out, not necessarily after the adoption is finalized....waaaaaa!!!