Adopted after CPS involvement in CA

I totally feel that way! THe only reason I'm a bit better informed than you is that I have been a regular foster parent as well & I'm also further along in the case. I tried to set up 529s. I call their mom my neice since I also fostered her sister & I'm really close to their family ever since. However, she's actually my cousin's daughter so I'm not a close enough relative to do it. I figure the stipend will pay for daycare and the 529s. Like I said your daycare program could be different than mine so the rules could be different. Raising my kids will not be a very big financial burdon, and that's a big relief to us as we also are putting two kids through college and have one year old twins.