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If the children are adopted before the mother dies I'd guess that they would lose their rights to any inheritance or life insurance since they would no longer be her children? That might affect possible SSI benefits they might get as well. Maybe you could take guardianship and complete the adoption later so that the children get all that they are entitled to.
What a horrible situation for that family. I hope that they can find the best outcome for the children and that the mother is able to be at peace with it.