Insurance Question (x-post)

We certainly didn't. DD was born on a Saturday, I called my HR person at work on the following Sunday and all she needed to add our daughter to my insurance was her name and date of birth. She's been covered ever since.

I'd call back and speak to someone else at the agency, a supervisor preferably that might know a little more. A newborn baby does not come with a social security number and yet they are covered from birth. An internationally adopted child will not come with a social security number, yet they should be covered from the finalization. Just my .02. Sarah

Thanks for everyone's input. We did have verification at the time of the homestudy that any child would be covered by the insurance. It's almost 2 yrs later and my husband's company (small family company so no HR department) had changed insurance carriers. My husband called back, armed with many of the suggestions posted and the supervisor gave him no problems and the girls are now covered. We were asked to supply SSN as soon as we get them. The cards are being mailed out this week! Thanks again!:thanks:

Glad it worked out so quickly for you. Congratulations! Sarah

My insurance company prefers to have the social security number. However, they put 9 "zeros" until the adoption finalizes and you have the SS Number. For foster & adoptive placements, they do require a copy of the placement letter.