Affording Adoption

Private domestic and international adoptions can be expensive, ranging from $35,000-$45,000.

However, it should be noted that not all types of adoptions are expensive. Adopting from the U.S. foster care system is generally the least expensive type of adoption, usually involving little or no cost, and states often provide adoption subsidies to adoptive parents to help with the expenses of raising a child.

Stepparent and kinship adoptions are also generally not very costly.

However, for families pursuing private domestic or international adoptions, there are four key ways to offset costs:

  1. Adoption Tax Credit
  2. Adoption Loans
  3. Adoption Grants
  4. Adoption Benefits

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