Important regarding living expenses (long)

If anyone can shed some light on this, please, please help. We had a horrible failed placement in June. Unfortunately, we lost over $11K when the placement failed. We have been doing a substantial amount of research and are in a serious bind when it comes to the way some things were handled. We submitted $7500 toward Bmom living expenses in our adoption plan, when the adoption failed, we were told by our agency that $6394 was actually paid out. Well, after reading the FL statutes, we found out that living expenses that exceed $5000, must be submitted for prior approval. So, we asked the agency for a copy of the court approval, and after much stammering, they told us that they "uhh..we...uhhh...were...in the process of submitting it when your placement went awry", so, what they were going to do for us is reimburse us $1394, the amount that exceeded the $5000. Maybe I'm just more skeptical than I should be, but to me, noone offers to send you almost $1400 back without arguement, unless they've done something wrong. (Maybe not) So...with additional research we have found that in FL the law states that living expenses must be reasonable...and include, rent, transportation, basic telephone, etc... We cannot find where FL is specific on whether or not they allow payment of permanent living expenses....for example a mortgage, which we paid for our bmom from December to June...(we were told by the agency when we were matched with her in April that they had been paying her mortgage since December, b/c she was nearing foreclosure) There is plenty of information in this placement to point to a scam, hence the extensive research. Anyway, yesterday for the third time (in writing) we requested an itemized breakdown of the living expenses, it was our money, so we thought it only fair to find out where it went, and if the agency never got the funds approved, we may have some legal recourse in getting them back. ($11K was a substantial portion of our adoption budget, losing that puts us at a severe disadvantage for the next potential placement). So, yesterday afternoon, I got an email from the agency saying that they would not give us an itemized breakdown of the expenses...it was not their policy to do so. "we hope you understand". Nope, I don't.:grr: Please help....is this legal?? If you put money into a trust account, isn't it the legal responsibility of the trust holder to account for all of your funds? Also, does anyone have any information regarding what the state of FL allows when it comes to living expenses. ANY help would be appreciated, post here, or PM me. Thank you SO much!