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It is a wonder thing that you already know you want to do foster care. When I was very young we went to a picnic at the children's home. There was a boy there who gave me his blue ribbon. I remember wanting to go back for that boy. However, I did not start foster care until I was much older. At this point in your life your own brain is probably not fully matured. You have not given yourself a chance to try enough things or know what you want your future to be about, beyond foster care.
For instance, what if the child never leaves? Are you prepared to adopt the child? How will your significant other feel about already having a child? You are questioning if you will have enough money, if you have to ask the question, you probably will not. Children are expensive, it is unlikely that all a child's expenses would be covered by foster payments.
Foster care is about what is best for the child. Generally that would be a fully matured adult who has a fairly settled life. At 22 your life is just beginning. Yes, if it were absolutely necessary you could take care of a child now but is that a fair position to put a child in if it weren't necessary? There are many other ways you can help children while you grow and figure out your own life.