What finance factors are looked at?

i know this is an old post.. but i would love it if someone had any answers :)

Sorry this is late. I adopted from DSS. I had to pay stub and show I was able to support myself without subsidy check.

Our agency did not run a credit report on us, but they asked for the following. - W-2 from the previous tax year - Recent pay stub showing we were currently employed - A worksheet showing our monthly budget expenses vs income - They wanted to know how we were paying for the adoption - How much was in our checking/savings account

thanks so much for the replies.. i talked to a local homestudy agency s/w yesterday and she said the same times of things. plus i did a debt/income ratio calculator and learned that things are nearly as bad as i had originally thought! hooray! we're still going to spend a little more time paying off IVF debt just to make it easier when the time comes. thanks :flower: