i need help with finnace

Bad credit in and of itself should not stop you from adopting domestically. We did not have to provide a credit score. We did need to provide proof of our salary and a current statement showing our debts and assets. If you need to improve your score, do a google search. There are some good articles on line. You can order your free reports at [url]www.annualcredit[/url] report.com. Basically pay your bills on time, keep your credit balances low in relation to the credit limit are two key factors in improving your score. MSN money has some good point by point articles. Contact an agency you are interested in and see what their requirements are. It is hard to fix a problem when you don't know where you need to get to.

hello i was just wanting to know if there is a grant out there or finacealaid out there that helps people so the can have a child or to adopt please let me know thank

have you looked into fost/adopt through your state? many states offer low or no cost adoptions for children in their care, and as long as you are able to pay your bills NOW, things you have done in the past may not be relevant. good luck.

When I researched resources for funding an adoption, I was able to find some things but nothing that worked for our situation. If you are involved in a church, there are religious groups that sometimes do grants. There are many people that do fundraisers or take out loans to fund the adoption (tricky when your credit isn't great). I would also recommend that you check into adoption through the state. Foster care is a tricky thing to do if your ultimate goal is to adopt because foster parents really should support the reunification of bio families. However, most states have straight adoption programs for children whose parental rights have already been terminated. These are often older kids and/or kids w/special needs, but not always. The financial advantage is that it doesn't cost you anything. In many (all?) cases, the child would even stay on Medicare until they're 18 so you wouldn't have to pay for health insurance. Some things to consider... Best wishes to you!

If you're having financial problems now without children, you have no business having children much less adopting, until your issues are dealt with. Raising children costs real money and love don't pay the pediatrician or the grocer. If you can't take care of yourself, you have no business trying to take care of a child. How is a child going to help you get on even footing? A child cannot fix your problems PERIOD!!!!:grr: :grr: :grr:

Wow! That was a little harsh! I agree that someone who cannot afford to take care of themselves or take care of children shouldn't attempt to have children; however, it is possible that he has bad credit because of past events, but is currently financially stable. Also, fertility treatments and adoption can be very costly and most of us could benefit from grants or financial assistance. Asking for those resources doesn't mean he cannot afford to take care of himself or a child. I don't mean to be rude, but I think you made assumptions about his current financial state when all he was asking for were resources and information.

I just noticed the dates (and postcount) on the OP. 4 months ago over the span of 2 days. First post asking about finances and speaks of how a child will help start that new life. NOT the job of an adoptee or any child for that matter. When given advice, the second post said they were just looking for grant info. No more OP Sorry if I offended but as an adoptee that was always told "we cant afford it" I believe if you have problems, a child doesn't deserve to pay for it, fix it, or to help you beat your bio clock. Also this doesn't seem the place to ask for money as first (and almost only, there are only 2) post.