Insurance Question

The baby will be covered under the birth moms insurance until TPR is signed. If the child is in foster care before that tie, the baby will have state coverage. Our children were covered under our insurance from time of placement. We had DD #1 at 1 1/2 days. TPR wasn't signed until she was 3 months old. We had a legal risk adoption with her. The other 2 adoptions were covered at time of placement. GOOD LUCK! Deb

I live in MN and our son was in MN Care until we took placement and then was put in my husabnd insurance at that time. It is always good to ask your HR person at your work how your health insurance works, b/c every place differs. Congrats!

Talk to HR ASAP. DD was covered under our policy at the time we picked her up from the hospital at 2 days old. Most policies only let you add the baby as a dependant within the first 30 days from placement.